Klarna
Flexible Payment Options
Klarna gives eligible customers more flexibility at checkout. With Klarna, you may be able to pay now, pay later, split your purchase into installments, or choose financing for larger purchases.
Available Klarna Payment Options
Klarna supports several flexible payment options, including Pay Now, Pay Later, Pay in 4, and Financing. The current Klarna transaction limit is $1–$10,000 USD. The exact amount available to each customer is determined by Klarna based on credit and other approval criteria.
| Klarna Payment Option | How It Works | Transaction Limit | Credit & Limit Note |
|---|---|---|---|
| Pay Now | Pay the full order amount immediately using a Klarna-supported payment method. | $1–$10,000 USD | Subject to Klarna’s transaction limit and availability. |
| Pay Later | Buy now and pay the full amount later through Klarna. | $1–$10,000 USD | Subject to Klarna’s transaction limit and approval at checkout. |
| Pay in 4 | Split the purchase into 4 payments through Klarna. | $1–$10,000 USD | Subject to Klarna’s transaction limit and approval at checkout. |
| Financing | Pay over a longer period through Klarna financing, up to 24 months if approved. | $1–$10,000 USD | The available credit amount, repayment period, interest, and final terms may vary based on the customer’s credit application and Klarna’s approval. |
Supported Countries
Klarna is available for eligible customers in the following countries.
North America
UK & Ireland
Central Europe
Nordics
Rest of Europe
How to Shop with Klarna
Select Klarna at checkout, review the available payment options, and complete your purchase securely.
Choose Klarna at Checkout
Select Klarna as your payment method during checkout.
Choose an Available Payment Plan
Klarna will show the payment options available for your order. These may include Pay Now, Pay Later, Pay in 4, or Financing.
Complete Your Purchase
After you confirm your Klarna payment option, your order will be processed as usual.
Notes About Klarna Payments
Klarna payment approvals, limits, repayment schedules, interest, and financing terms are determined by Klarna.
Financing may include interest or additional costs
For financing options, interest or additional costs may apply. Actual costs may vary depending on the customer’s credit application and final terms.
Approval is handled by Klarna
Cloudray does not make credit approval decisions. Klarna determines all payment approvals, limits, repayment schedules, and financing terms.
Need help with Klarna?
If you have questions or problems with your Klarna payment, please contact Klarna directly in time.
Klarna Customer Service
For payment-related questions, contact Klarna directly.
