Affirm
Simple, Transparent Financing
Affirm offers simple, transparent financing with no hidden fees. You can choose a plan of 3 to 36 months, depending on your purchase. The current standard purchase limit across all Affirm services is $15,000 USD.
Affirm Plan Comparison
Available plans may vary by order amount, customer eligibility, and Affirm approval at checkout.
| Plan | Purchase Amount | Payment Schedule | Payment Timing | Payment at Checkout | Interest / APR | Fees |
|---|---|---|---|---|---|---|
| Pay in 4 | $50–$249.99 | 4 payments | Every 2 weeks | Down payment may be required | Interest-free | Never |
| Monthly Installments | $100–$15,000 | 3–36 months | Monthly | Down payment may be required | 0–36% APR | Never |
How Affirm Payment Flow Works
Affirm manages the customer repayment process after the order is placed.
Customer orders product
The customer selects Affirm at checkout and completes the purchase if approved.
Cloudray processes the order
Cloudray processes and ships the order according to the normal order procedure.
Customer pays Affirm
The customer makes payments directly to Affirm based on the selected payment plan.
Affirm manages repayment
Affirm manages repayment schedules, plan details, and payment-related questions.
How to Shop with Affirm
Select Affirm at checkout, review the available plans, and complete your purchase securely.
Choose Affirm at Checkout
Select Affirm as your payment method during checkout.
Review Available Plans
Affirm will show the payment plans available for your order.
Pick Your Plan
Choose the payment plan that works for your purchase.
Make easy payments
After purchase, you can manage your Affirm payments online or in the Affirm app.
Notes About Affirm Payments
Affirm payment approvals, available plans, repayment schedules, APR, down payment requirements, and final terms are determined by Affirm.
Approval is handled by Affirm
Cloudray does not make credit approval decisions. Affirm determines eligibility, approval, and available payment options.
Final terms are shown by Affirm
Please review the payment amount, APR, payment schedule, fees, and all final terms shown by Affirm before confirming your plan.
Payment questions go to Affirm
For questions about payments, repayment schedules, account access, or plan details, please contact Affirm directly.
Affirm Help Center
For payment-related questions, contact Affirm directly.
