Affirm

Simple, Transparent Financing

Affirm offers simple, transparent financing with no hidden fees. You can choose a plan of 3 to 36 months, depending on your purchase. The current standard purchase limit across all Affirm services is $15,000 USD.

Rates from 0–36% APR Available rates and payment terms are determined by Affirm.
No hidden charges Affirm shows payment details before you confirm your plan.
Flexible payment options Pay in 4 or choose monthly installments if available.
Plan Comparison

Affirm Plan Comparison

Available plans may vary by order amount, customer eligibility, and Affirm approval at checkout.

Plan Purchase Amount Payment Schedule Payment Timing Payment at Checkout Interest / APR Fees
Pay in 4 $50–$249.99 4 payments Every 2 weeks Down payment may be required Interest-free Never
Monthly Installments $100–$15,000 3–36 months Monthly Down payment may be required 0–36% APR Never
Payment Flow

How Affirm Payment Flow Works

Affirm manages the customer repayment process after the order is placed.

1

Customer orders product

The customer selects Affirm at checkout and completes the purchase if approved.

2

Cloudray processes the order

Cloudray processes and ships the order according to the normal order procedure.

3

Customer pays Affirm

The customer makes payments directly to Affirm based on the selected payment plan.

4

Affirm manages repayment

Affirm manages repayment schedules, plan details, and payment-related questions.

Checkout Steps

How to Shop with Affirm

Select Affirm at checkout, review the available plans, and complete your purchase securely.

Select Affirm at checkout
Step 1

Choose Affirm at Checkout

Select Affirm as your payment method during checkout.

Review Affirm available plans
Step 2

Review Available Plans

Affirm will show the payment plans available for your order.

Pick Affirm payment plan
Step 3

Pick Your Plan

Choose the payment plan that works for your purchase.

Make Affirm payments
Step 4

Make easy payments

After purchase, you can manage your Affirm payments online or in the Affirm app.

× Select Affirm at checkout enlarged
× Review Affirm available plans enlarged
× Pick Affirm payment plan enlarged
× Make Affirm payments enlarged
Important Notes

Notes About Affirm Payments

Affirm payment approvals, available plans, repayment schedules, APR, down payment requirements, and final terms are determined by Affirm.

1

Approval is handled by Affirm

Cloudray does not make credit approval decisions. Affirm determines eligibility, approval, and available payment options.

2

Final terms are shown by Affirm

Please review the payment amount, APR, payment schedule, fees, and all final terms shown by Affirm before confirming your plan.

3

Payment questions go to Affirm

For questions about payments, repayment schedules, account access, or plan details, please contact Affirm directly.

Affirm Help Center
For payment-related questions, contact Affirm directly.

Call Affirm: (855) 423-3729